01
Open-minded UW
Our specialty is the file that doesn't fit the mold. Where others apply rigid policy, we apply expertise. If there is a deal to be structured, we will find it.
Direct funder for ISOs and brokers
Direct funder for ISOs and brokers
We price the file others pass on.
Anthem Capital funds 2nd through 8th position merchant cash advances from $15K to $2M. Every full submission is priced within the hour by underwriters you can reach directly.
See funding guidelinesEvery full submission, priced within the hour.
Underwriters you can reach directly
Why Anthem
Why brokers send us the hard ones.
Brokers send us the deals other funders decline or slow-walk. We give them a straight answer, fast, and we stand behind it.
02
Reliability
A soft offer from Anthem carries the weight of a commitment. We do not change our position, we do not withdraw late in the process, and we do not compromise your deal.
03
Speed
Every file submitted to Anthem is priced within the hour. No delays, no unnecessary back and forth, no bottlenecks.
04
Large files
While most funders pull back at scale, Anthem deploys capital where others hesitate. Large dollar amounts are our preference, not the exception.
05
Direct UW access
You talk to the underwriter on your file at every stage, from first review through funding.
06
Low kill rate
Deals that reach bank verification rarely fall out.
Built for the files that don't fit the mold.
Our underwriters underwrite with open minds
Funding guidelines
What we fund
Within the hourPricing on every full submission
2nd – 8thPosition, deep into the stack
$15K – $2MFunding range
All statesExcept North Dakota
- Time in business
- 12 months
- Minimum FICO
- 500+
- Ownership
- 50%+
- Monthly deposits
- $75K+
- Funding range
- $15K – $2M
- Estimated terms
- 2 – 7 months
- Negative days / NSFs
- Max 5 per month
- States
- All except ND
- Positions
- 2nd – 8th
- Minimum funding
- $15K
- Maximum funding
- $2M
- Prior defaults
- AcceptedWith sufficient payment history after the default.
Restricted industries
- Cannabis
- Solar
- Check cashing
- Auto sales
All approvals are subject to final underwriting review. Additional documents may be requested.
A soft offer from Anthem is a commitment.
We don't change our position. We don't withdraw late in the game.
How to submit
From submission to funding
Send a full package to uw@anthemc.com. Here is what happens next.
01
Submission review
- File reviewed by our UW team within the hour
- Additional docs may be requested
- Direct UW access throughout
Step 1 of 3
02
Offer issued
- Terms sent directly to you, with factor, amount and term clearly stated
- You confirm before we proceed
Step 2 of 3
03
Contract and funding
- Contracts go directly to the merchant
- UW calls the merchant for bank verification
- Funded email with a full breakdown sent to you
Step 3 of 3
Ready to make Anthem your competitive edge?
Request an ISO agreement and send your first file today
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